ADVANCE · RECOUPMENT · NON-RECOURSE

Cash against yourfuture royalties.

For established OGRECORDS artists with proven streaming numbers. Thousands of euros net, online signing via eSignatures, paid in tranches to your bank. No personal liability — repayment only from your royalties.

Check eligibilityHow it works ↓
WHAT YOU GET

Major-label advance — for indies.

What big labels do, now in your hands. No acquisition calls. No equity giveaway. No hidden clauses.

Thousands of euros net

Your exact advance amount depends on your recent streaming numbers + catalog depth. Personal cap in the low five-figures range, walked through during your individual onboarding call.

3-tranche payout schedule

50% straight after contract signing, 25% after 30 days check-in, 25% after 60 days. Protects you from cashflow shock — protects us from fraud.

Non-recourse

Recoupment runs 1:1 from your royalties. If streams come in below expectations, you have zero personal liability. No collections, no credit score hit.

Online contract in 5 minutes

Contract gets generated live with your numbers, you sign through our eSignatures integration. No PDF ping-pong, no lawyer fees. AI- and Fraud-Manifesto are part of every advance agreement.

HOW IT WORKS

Four steps.

01

Eligibility check

On the 1st of every month our system auto-checks whether you qualify: at least 3 releases, a few months on the platform, connected Spotify-for-Artists, KYC done.

02

Personal offer

If eligible, your dashboard shows a concrete offer: amount, discount fee, expected recoupment window. Internally an AI pre-check (catalog, streaming authenticity, social) runs — anomalies route into manual review.

03

Online signing

You accept the offer and sign via eSignatures.com. Contract carries the exact amounts, recoupment mechanic, AI manifesto and fraud-protection clauses — full text always live at /ai-manifesto and /fraud-manifesto.

04

Tranched payout

Tranche 1 (50%) within 24h of signing via SEPA. Tranche 2 (25%) +30d, tranche 3 (25%) +60d — subject to check-in. Recoupment starts from your next royalty statement.

SAFETY & FAIRNESS

Why we have tranches + manifestos.

Staged payout, not single-shot

If streaming anomalies appear between tranches (e.g. bot traffic, plagiarism strikes), we pause the next tranche and sort it out together — this protects you from recoupment debt on non-authentic streams.

AI manifesto & fraud manifesto

At signing you confirm our position on AI-generated music (transparent declaration) and fraud detection (bot streams get discounted). Both manifestos are public + bound into the distribution agreement.

No personal liability

Even if your royalties don't cover the expected recoupment, we don't come after you personally. After 24 months under 50% recouped, the remainder is written off — advance investors and OGRECORDS bear the loss.

AI-Manifest →Fraud-Manifest →
FAQ

Most common questions.

The discount fee depends on your individual risk score (catalog depth, streaming stability, account age) and is shown transparently in the offer. Rule of thumb: substantially below classic label advances, meaningfully above banking credit — we're not a loan, we're royalty pre-financing.
READY FOR AN ADVANCE?

Check eligibility.Three clicks.

Dashboard checks live whether you qualify + shows your prospective advance range. No application form — fully automated.